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Liability — Broadly, any legally enforceable obligation. Replacement Cost — The dollar amount needed to replace damaged personal property or dwelling property without deducting for depreciation but limited by the maximum dollar amount shown on the declarations page of the policy. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. Death Benefit — The limit of insurance or the amount of benefit that will be paid in the event of the death of a covered person. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Comprehensive Insurance — Auto insurance coverage providing protection in the event of physical damage other than collision or theft of the insured vehicle. The term Property insurance encompasses numerous lines of available insurance. gta 5 online casino dlc book of ra online kostenlos spielen ohne anmeldung

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Casualty — Liability or loss resulting from an accident. Actual Cash Value — The fair market value of property; technically replacement cost less depreciation. In property insurance, the policyholder is required to carry coinsurance equal to a specified percentage of the value of property to receive full payment on a loss. Auto Insurance — A form of insurance that covers losses for which the insured is liable as a result of owning or operating an automobile. Loss Control —The use of appropriate insurance, avoidance of risk, loss control, risk retention, self insuring, and other techniques that minimize the risks of a business, individual, or organization. Preferred Auto — Auto coverage available to drivers whose driving records are free of accidents, violations and claims. Personal Umbrella Policy — Coverage for losses above the limit of an underlying policy such as Homeowners or Auto insurance. Limit — The maximum amount of protection purchased by the insured for a specific coverage. Renters Insurance — Insurance that provides protection from the loss of personal property that arise out of the rental of a home apartment, house, motor home, etc. These types of drivers are desirable to insurance companies for their low-risk driving habits. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Occurrence — An event that results in an insured loss. Personal Property — Property that is not related to real estate, such as furniture or jewelry. All players in a team are considered members. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits. Common policy periods are one year, five years, 10 years or until the insured reaches age 65 or Indemnity — Restoration to the victim of a loss by payment, repair or replacement. In life insurance, living and death benefits are listed. Arbitration — An alternative process of settling a dispute through an impartial party instead of litigation. Driver Training Discount — A discount for people who have taken a driver training course; not available in all states or for all individuals. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual 888 online casino automaten spielen kostenlos ohne anmeldung or operates.

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Casino free slots online jetzt spielen.d Liability — Broadly, any legally enforceable obligation. Online casino sunmaker casino spiele online example, the storing of explosives in a home basement is a hazard that increases the probability of an explosion. Policy — The written contract between an insured and the insurance company. In life insurance, living and death benefits are listed. Indemnity — Restoration to the victim of a loss by payment, repair or replacement. Primary Insurance — Insurance that must be maintained as a condition of the most Personal Umbrella Policies. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Guaranteed Renewable — A provision in many insurance products that casino games online gratis spiele online spielen ohne anmeldung the policy owner the right to renew coverage at every policy anniversary date.
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Nonstandard Auto High-Risk Auto or Substandard Auto — Insurance for motorists who have poor driving records or have been canceled or refused insurance. For individual claims, the loss reserve is the estimate of what will ultimately be paid out on that claim. It also includes such diverse forms as plate glass, insurance against crime robbery, burglary and forgery boiler and machinery insurance and aviation insurance. Such attorneys might be solo practitioners or work as part of a law firm. Pays the cost of treatment, rehabilitation and sometimes lost wages and funeral expenses due to an accident Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. In types of insurance, such as Liability, an occurrence is distinguished from accident in that the loss does not have to be sudden and fortuitous but can result from continuous or repeated exposure that results in bodily slots online gambling neues online casino or property damage. Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy and the Business Owners Policy. Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Claimant — Individual or entity presenting a claim. Actual Cash Value — The fair market value of property; technically replacement cost less depreciation.

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